Financial Tips | Debt Management

Cashspeak! Financial Tips | Debt Management
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Each week, or maybe sooner, I will present a small idea or business opportunity that will help you achieve your financial goal. This week, I present the idea of “free money!” Before you get too excited, let me explain. Some of us new entrepreneurs have a little capital lying around in a checking account, low yield savings account, or maybe under our mattress. The point is, while we are creating ideas and investments, the finances that we already have are not working for us or are not working as hard as they could. I suggest that you move your finances to an ING Direct Orange Savings Account. First, ING is not paying me to say this, but I do own an account with them and I am extremely satisfied. Second, your money will work for you while you create projects with your business family. Last, it’s FREE MONEY!

Here are the advantages:

  1. Easy setup. Just go to and click on “open an account.” Follow the on screen directions and you’re done.
  2. 4.35% NO RISK compound interest. This interest rate is one of the highest in the country and has no risk. Are you going to get rich off of it, probably not, but you will make money on your capital while it is not in use.
  3. FDIC insured. Your money, up to $100,000, is insured. This means that if the company should go under, which would result if the American economy crumbled, your money, up to the $100,000, will be returned to you.
  4. If you open an account with $250 or more, ING Direct will give $25.00! That’s it. You get a great interest rate and $25.00 free dollars! The only catch is that an existing ING Direct Account holder has to “invite” you to receive this offer. Fortunately, I am an existing ING Direct account holder. Post you e-mail address at the bottom of my page as a “comment” and put ING next to it. I will respond and get you $25.00 for free!
  5. Your money can be transferred to and from your existing checking account. This means that if you want to make a withdrawal from your ING Orange Savings Account, the money will be wired directly to your checking account, for free, in one business day.
  6. Access to your money. While Certificates of Deposit (CD’s) have greater interest rates, they are set for a fixed term and cannot be withdrawn, unless you want to pay a SUBSTANTIAL penalty, until the CD matures. The maturity date can sometime be as far away as FIVE YEARS!
  7. NO FEES! There are no minimum account fees, no statement fees, no inactivity fees, and no monthly maintenance fees. There are no hidden fees, period!

I suggest that you check everything out for yourself. is the website. Make free money and make your money work hard for you!